If you live in the state of Louisiana or wish to move there anytime soon, one of several things you may be interested in is the financial institutions. This is especially true for investors seeking to take advantage of the investment climate within the area. If you’re reading this, you probably are on a mission to seek for information on healthy banks in Louisiana.
We’ve compiled a list of the best banks doing business in Louisiana and provided some information on the type of services offered. This list follows no particular order, but only identifies some of the highfliers within the financial sector.
Top Banks in Louisiana
Irrespective of what your aim is, identifying major players within Louisiana’s financial sector goes a long way in giving you direction on where to go. While some of these banks have national spread, others have a much restricted operation as they operate locally.
While that is true, it doesn’t in any way affect the quality of service offered by these banks to their esteemed clients. All you have to do is read through and compare services to find your preferred bank.
i. Southern Heritage Bank
This bank caters to the all kinds of banking needs that include online banking, personal banking, business banking, commercial loans and mobile banking. These services are broadly categorized under banking, mortgages, and SBA loans. Its secure checking plan offers a number of benefits that include unlimited check writing.
Others include no minimum balance requirement, free mobile banking, and identity theft reimbursement coverage. What more? You get to benefit from its comprehensive identity theft resolution service, access to gas & gift card discounts, cellular telephone protection and more.
ii. Bank of Zachary
Bank of Zachary is one of the top banks in Louisiana due to its digital banking accompanied with local banking perks. Services are broadly categorized under personal, business, account opening, and current rate. Bank of Zachary customers benefit from different account types available for personal use.
These include checking accounts, and savings, CDs & IRAs. There are loan programs provided by the bank you can benefit from. These are provided for mortgages, construction, and consumer needs. To have a clear idea of what’s offered; simply visit its site to find out. You can also chat with a representative or call the lines on its website.
iii. First Bank & Trust
This is another reputable bank located in Louisiana and offering a wide range of services that include business, personal, tuition, mortgages. Service categories under its business plans include accounts, loans, treasury management, and digital banking. Those under its personal plans include accounts, loans, and home loans.
More service types include private and digital banking. Clients interested in its tuition plans benefit from lines of credit, accounts, and support. For mortgages, you have service options such as loans, resource and support. You’ll have to visit its site for details on each of these categories.
iv. Red River Bank
Red River Bank is a trusted name in banking operations. Located in Louisiana, it offers service categories that range from personal, commercial, mortgage, private banking and account opening. Under its personal banking are services like ePerks, credit cards, investments, and loans.
Commercial clients get to benefit from treasury management, ePerks, loans, accounts, and credit cards. Persons interested in applying for mortgage get a wide range of solutions that fit their needs and budget. Red River Bank’s private baking caters to personal and commercial needs in addition to physicians.
Another reliable bank doing business in Louisiana is the Bank of St. Francisville. It offers an lots of services that include real estate lending, savings, certificate of deposit, IRA, checking, consumer loans, investment services and account opening. These are found under the personal services category.
Business services include business savings, lock box, PPP forgiveness, business CD, business checking, business loans & lines of credit, and business investment services. Its e-banking category includes online banking, mobile banking, mobile pay options, and mobile deposit.
vi. Citizens National Bank
This bank caters to a wide range of customer needs ranging from personal, business, mortgage, and investment services. Personal banking services and plans include personal loans, personal CDs & IRAs, personal credit cards, iPilot online & mobile banking, and overdraft coverage.
There are lots of service options for businesses such as treasury management, beneficiary ownership, total business online & mobile baking, as well as merchant services. Others include business checking, business saving, business loans, business CDs & IRAs, business bankers and business credit cards.
vii. Louisiana Land Bank
If you’re into business and need fast financing for agricultural, or real estate purposes, the Louisiana Land Bank is a worthy partner. Services offered include loans, shared earnings, and lands for sale. It has an easy loan application process that offers financing for construction, refinancing, equipment and operations.
All major agricultural needs are well catered to through a wide range of solutions. You’ll have to identify the specific area you seek financing for. Louisiana Land Bank helps you through the process.
viii. Regions Bank
With Regions Bank, your get access to debit & prepaid cards, checking accounts, credit cards, savings, mortgage, and loans & lines of credit. This bank prides itself as an institution that’s committed to keeping is customers first. Different aspects of clients need such as personal, small business, commercial, and wealth needs are covered.
Under its personal services category are other services such as mortgage, investments, loans & lines of credit, checking & banking, credit cards, and online & mobile banking. Small businesses benefit from payroll & benefits, cash management, merchant services, business checking & banking, business services and many more.
ix. Simmesport State Bank
This is another great bank you’ll find in Louisiana. It offers a wide range of excellent banking solutions that cater to personal and business needs. Its personal services include loans, deposits, credit & debit cards, CDs & IRAs. Business services include deposits, loans, business debit cards, as well as business credit cards.
These are some of the best banks in the state of Louisiana to consider. We’ve provided information on some of the services being offered. More importantly, these banks are considered among the best due to their innovative services and customer-friendly services.