ACE CASH EXPRESS Franchise Startup Cost, Profit & Opportunities

ACE Cash Express Franchise is a business that provides its clientele and customers with cutting-edge financial services.

Amongst its many offerings, ACE Cash Express enables its customers to convert their checks into cash, at her numerous cash checking centers across the United States of America and around the world.

Ace Cash Express is also involved in other gourmet financial services such as bill payments, money/cash transfers, direct money deposits, tax debentures, money orders, and the purchase of gold securities.

In concert with participating outlets such as stores and certain supermarkets, ACE Cash Express can also obtain for her customers’ other financial instruments such as title loans, affordable insurance packages, prepaid debit cards as well as any custom financial demand that the customer might have.

SEE: Direct Express Pending Deposit

Since its founding in 1968, ACE Cash Express has continued to lead the way in the provision of top-notch personal and corporate financial services, through dedicated and experienced staff, who discharge their duties in an engaging and productive work environment.

As at June 2005, ACE Cash Express had a network of 104 franchisees that oversaw the running of over 200 stores and offices across the United States of America.

Range of Services Offered by ACE Check Cash Express

The following form the crux of the financial packages that ACE Cash Express offers her customers:

Online Services

ACE Cash Express online services includes packages such as Payday loans, Cash advance, installment loans, prepaid debit cards as well as auto insurance.

To access any of these services, all you have to do is go to desired service e.g. payday loans to fill out an application.

A member of staff will contact you shortly afterwards.

Store Services

With ACE Cash Express store services, you can walk into any of the thousands of affiliate and partner stores and shopping marts and have access to offerings such as bill payments, tax services, check conversion, settlement of bills, money orders, MoneyGram for international transfers as well as other personal transactions.

The ACE Cash Express Franchise Opportunity

ACE Cash Express is one of the dominant franchise operators in the financial services enclave in America.

In order to maintain and even extend this position, ACE Cash Express is always on the search for individuals and businesses that have the drive and determination to work within the structures provided by ACE Cash Express, in delivering world-class financial services to new and existing customers.

To this end, the franchise opportunity offered by ACE Cash Express comes in three-folds. You can choose to operate one or more of them. They are as follows:

Full Service Franchise Store

Under this package, you can offer the whole spectrum of financial services to your customers. The location for your franchise will ideally be in a big city or metropolitan area.

Small Market Franchise

Under this catchment area, you will operate a store that caters to a population of no more than 15,000; in a town or rural area.

Kiosk Franchise

This arrangement will see you operate a stand-alone store that can be found in a larger supermarket.

The ranges of the services you will be permitted to render include check-cashing, money orders as well as wire transfers. A typical kiosk will span 100 to 250 square feet.

Conversion Franchise

You are eligible to run a Conversion franchise if you already have a store that offers check cashing services.

All that will be required of you is to bring your operations under the supervision of the ACE Cash Express Franchise and to adhere to the structures and methods of the franchise.

Available Franchise Support

As a potential franchisee with ACE Cash Express, you will have access to the following industry-standard features:

• Store Opening Assistance and support.
• Assistance with acquiring your site and drawing up payment terms.
• Assistance with developing your store location.
• Intensive and Extensive Classroom and on-site Training.
• Ongoing performance evaluation and Support from a dedicated mentor/consultant.
• Advanced Marketing and advertising support.
• Assistance with acquiring your own Proprietary Point-of-Sale System.
• Eligibility to attend Annual Conventions and other notable company functions/engagements.
• Access to the franchisee Intranet network.

The capital requirements vary for each of the franchise options mentioned earlier.

For the Full Service Franchise store, you will have to pay a franchise fee of 30,000 USD and an initial total investment ranging between 236,000 to 279,000 USD.

You will also be mandated to pay royalty fee of either 6% of your total gross sales or the greater of 1,000 USD.

For the Small market franchise option, the license cost is 15,000 USD. The total investment will range from 180,000 to 230,000 USD. Royalty payment for this category is fixed at 6% of total gross sales.

The license for the Kiosk Franchise will cost you 15,000 USD, with total investment ranging from 140,000 to 170,000 USD. A royalty fee of 6% of gross sales is charged to franchisees under this plan.

Conversion Franchisees do not pay for the right to own an ACE Cash Express Franchise. However, the total investment profile for this category is put at between 142,000 to 230,000 USD.

How can you Become a Franchisee with ACE Cash Express Franchise?

You can start your application by completing the email form that can be accessed at Once you have submitted your request, a member of staff will contact you shortly afterwards.